How to Set Up and Use Snapchat’s Snapcash

Mobile payments – such as Apple Pay, Samsung Pay, and Android Pay – are making it easier than ever to complete transactions with our favorite stores. However, what about peer-to-peer payment systems? Apple is working on a peer-to-peer system using Apple Pay, PayPal already makes use of emails and a “.me” address, and Square Cash is a mobile app that has been around for awhile.

All of these methods require having previously set up an account to receive money, and while Snapcash requires the same, it is far more likely that your recipient can receive money from you – so long as they have a Snapchat account.

This article will detail how to get Snapchat’s Snapcash set up on your device to start receiving and sending money.

What Is Snapcash?

Snapcash is a direct peer-to-peer payment system built directly into Snapchat. It makes use of a debit card to send and receive money.

How to Set Up Snapcash

To get started setting up Snapcash, launch Snapchat. Tap on your Bitmoji located in the top-left corner of the main camera screen. Tap the Settings icon in the top-right corner. Under “My Account” tap on Snapcash to expand the options. Here you can tap to add a debit card. Typical information will be required, including the CVV code. Once the card is added, as a safety net, you can choose to require the CVV to be input each time money is sent.


How to Use Snapcash

From the main camera screen, swipe left to view your chats. Start a new chat or swipe on one to send a new message. Type the dollar sign followed by the dollar amount that you wish to send. Verify that punctuation is used to avoid errors. Once a dollar amount is registered, a green “add cash” icon will replace the default Send button.


Tap this to process the transaction. You will be asked to enter your CVV if you chose that option earlier, otherwise the funds will be sent on their way. Your recipient will have to have Snapcash set up on their device in order to receive money, so be sure that they have already done so.


If your transaction will not process, it could be due to a few reasons.

  • The CVV is outdated. If you have recently received a new debit card, you will need to delete the one on file and re-add it with the updated CVV to start making transactions.
  • The recipient does not have Snapcash set up. This is important, as the money has to go somewhere. Verify that they have it set up on their end before continuing.
  • The “add cash” button does not appear. This can be due to punctuation and automatically added spaces. Also, do verify that the “$” sign is being used in front of the dollar amount, rather than behind it.


What is your take on Snapcash? Will it change the way that you make peer-to-peer payments? Leave us a comment down below. If you have any questions in regard to the setup and troubleshooting process, do leave a comment down below, as well.

Corbin Telligman
Corbin Telligman

I'm a junior at UT Dallas, a tech enthusiast, an adreneline junkie, and a coffee fanatic.

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